Customer Risk Profile

Anti-Money Laundering

360-degree customer view with risk factors, beneficial ownership, and PEP/sanctions status for comprehensive due diligence.

Complex 3 Critical Rules Demonstrated

Regulatory Context

Customer risk profiles must capture CDD/EDD requirements per FinCEN Customer Due Diligence Rule and support beneficial ownership identification under the CTA.

Critical Rules Demonstrated

Standard vs Enhanced Treatment

Standard

High Risk

Enhanced

High Risk

Live Example

High Risk

Acme Holdings LLC

CID-445523 • Commercial Entity • Delaware, USA

Risk Assessment

Low Medium High

78 Risk Score

High-Risk Jurisdiction Counterparties in sanctioned regions

+25

Complex Ownership Multi-layer corporate structure

+20

Cash-Intensive Business Import/Export operations

+15

KYC Documentation Complete and current

-10

Screening Status

OFAC Sanctions No Match

Checked 2h ago

PEP Database No Match

Checked 2h ago

Adverse Media 2 Potential Matches

Needs Review

Beneficial Ownership

John Smith Ultimate Beneficial Owner

45%

Sarah Johnson Director / Shareholder

30%

Global Investments Ltd. Corporate Shareholder (BVI)

25%

KYC/EDD Status

Last Review Jan 15, 2024

Next Review Jan 15, 2025

Review Type Enhanced Due Diligence

Status Current

Required Documents

Certificate of Incorporation

Beneficial Ownership Declaration

Source of Funds Documentation

Annual Financial Statements (Due Apr 2024)

Brand Rules Applied

COLOR-001: Risk meter uses Navy text labels, warning badges use Navy on Citrus backgrounds
A11Y-001: Risk levels have text labels (High/Medium/Low) in addition to colors, all icons have context
TYPO-001: Proper heading hierarchy (h3 > h4 > h5), body text uses Montserrat at readable sizes

Code Example

<!-- Risk meter with accessible labels - A11Y-001, COLOR-001 -->
<div class="risk-meter">
  <div class="meter-labels">
    <span>Low</span>
    <span>Medium</span>
    <span>High</span>
  </div>
  <div class="meter-track">
    <div class="meter-fill high" style="width: 78%"></div>
  </div>
  <div class="risk-score">
    <span class="score-value">78</span>
    <span class="score-label">Risk Score</span>
  </div>
</div>